Alice Ramos
Activity overview
Latest activity by Alice Ramos-
Alice Ramos created an article, How often can I access my AVCs?
You can access your AVCs up to four times per calendar year for the permissible purposes.
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Alice Ramos created an article, Do I need to repay AVCs that I withdraw?
No, there is no requirement to repay AVCs withdrawn for any of the outlined categories.
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Alice Ramos created an article, How can I access AVCs for educational purposes?
To access AVCs for educational purposes, submit the following: Completed application form A letter of acceptance from the educational institution showing the cost and the person being enrolled For...
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Alice Ramos created an article, How can I access AVCs for housing purposes?
You can access AVCs for various housing purposes. Here’s how: For purchasing or constructing a dwelling house: Submit a completed application form and a signed purchase agreement. If for construct...
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Alice Ramos created an article, How can I access AVCs for temporary unemployment?
To access AVCs for temporary unemployment, submit the following: Completed application form by clicking here A dated termination letter from your most recent local employer (dated within the last ...
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Alice Ramos created an article, How can I access AVCs for medical purposes?
To access AVCs for medical purposes, submit the following: Completed application form by clicking here A letter from your physician stating the procedure and its cost, confirming it is not electiv...
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Alice Ramos created an article, What are the permissible purposes for accessing AVCs?
You can access your AVCs for the following purposes: Medical Purposes: For non-elective medical procedures not covered by your health insurance. Temporary Unemployment: After an initial three-mont...
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Alice Ramos created an article, What are Additional Voluntary Contributions (AVCs)
Additional Voluntary Contributions (AVCs) are extra contributions you can make beyond the required contributions. Here’s what you need to know: Voluntary: AVCs are completely optional. Flexible Am...
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Alice Ramos created an article, How to Submit Additional Voluntary Contributions (AVCs)
To make additional voluntary contributions (AVCs), follow these steps: Complete the Form: Fill out the required form by clicking here and return to your HR representative for process along with a ...
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Alice Ramos created an article, What is considered as pensionable earnings?
Pensionable earnings include: Wages Salary Leave pay Fees Commissions Bonuses (if they are more than 20% of your basic wage or salary) Gratuities Pensionable earnings do not include: Severance p...